Facebook Pay is a payment service that allows people to make payments and donations through Facebook, Messenger, Instagram and WhatsApp. It provides a convenient way for users to make transactions without leaving the Facebook app.
PayPal is an online payment system that allows people to transfer funds electronically. Many online merchants and services integrate with PayPal to accept payments. So when a Facebook Pay transaction occurs, the payment often goes through PayPal behind the scenes.
How are Facebook Pay and PayPal connected?
Facebook Pay is not directly integrated with PayPal. However, many online merchants and services that accept Facebook Pay also use PayPal to process the transactions.
Here is how it works:
– A user sees the Facebook Pay option on a website or app and chooses to pay with Facebook Pay.
– The user logs into Facebook Pay with their Facebook login credentials.
– The merchant or service facilitating the transaction uses PayPal to process the payment in the background.
– PayPal transfers the funds from the user’s selected payment method to the merchant.
– The user gets a confirmation that the Facebook Pay transaction is complete.
So PayPal acts as the payment processor between Facebook Pay and the receiving merchant. But the user just sees that they are paying with Facebook Pay.
What payment methods can be used with Facebook Pay?
Users can link the following payment methods to Facebook Pay:
– Debit and credit cards – Visa, Mastercard, American Express, Discover
– PayPal account
– Facebook Balance – funds added to the Facebook account balance
– Bank accounts (in the US)
– Google Play Balance
– Apple Pay
– Mobile phone carrier billing
When making a purchase with Facebook Pay, users can choose which of these linked payment methods to use. The most common methods are debit/credit cards and PayPal.
If the user selects a debit/credit card or PayPal, the transaction is processed by PayPal in the background. If Facebook Balance is selected, the funds come directly from the user’s account balance.
Connecting a PayPal account to Facebook Pay
To connect a PayPal account to Facebook Pay:
1. Go to the Facebook Pay settings
2. Click “Manage Payment Methods”
3. Click “Add Payment Method”
4. Choose PayPal from the list of payment methods
5. Follow the instructions to log into your PayPal account and confirm you want to link it to Facebook Pay
Once the accounts are connected, the PayPal balance and linked cards become available funding sources for Facebook Pay transactions.
Using a PayPal account for Facebook Pay
When making a purchase or sending money on Facebook, users can select their connected PayPal account as the payment method at checkout.
The steps may vary depending on where the transaction is occurring – such as in a Facebook Game, on a business page, or for person-to-person payments. But in general:
1. The user initiates a transaction and selects Facebook Pay.
2. At checkout, they choose their PayPal account as the payment method.
3. They log into PayPal and confirm the payment.
4. PayPal processes the transaction, transferring funds from the PayPal balance or linked funding source.
5. The user gets a confirmation that the Facebook Pay transaction completed using PayPal.
This allows a seamless payment experience for the user, even though PayPal is processing the transaction in the background.
Advantages of connecting PayPal to Facebook Pay
There are a few key advantages to linking your PayPal account to Facebook Pay:
– **Access funds easily** – Once linked, your PayPal balance becomes available as a funding source for Facebook Pay. This allows easy access to your PayPal money for Facebook transactions.
– **Use PayPal perks** – PayPal has features like purchase protection and cashback rewards you can take advantage of when using PayPal through Facebook Pay.
– **Avoid entering payment details repeatedly** – Linking PayPal avoids the need to enter your card details every time you pay on Facebook. PayPal can process payments with just a couple of clicks.
– **Seamless experience** – Tapping your PayPal account at Facebook checkout provides a smooth, integrated payment flow.
– **Vertified account** – PayPal provides identity verification, so linking to it adds a layer of security and legitimacy to your Facebook Pay account.
Overall, integrating PayPal with Facebook Pay combines the convenience of PayPal with the ubiquity of Facebook Pay for seamless transactions.
What types of Facebook transactions can use a PayPal account?
If you have connected your PayPal account, you can use it to fund a variety of Facebook transactions, including:
– Making purchases in games, apps or on business pages
– Sending peer-to-peer payments to friends and family
– Donating or tipping money to individuals, groups and organizations
– Buying tickets or goods directly through Facebook
– Shopping on Instagram checkout
– Paying for Facebook ads
– Making payments on Messenger or WhatsApp
Essentially most monetary transactions initiated on Facebook properties can be completed with your connected PayPal account. PayPal will process the payment in the background.
Is Facebook Pay with PayPal free?
Facebook does not charge any fees for sending peer-to-peer payments using Facebook Pay. This is true whether you fund the payments with your PayPal balance, debit card, or other sources.
However, PayPal may charge fees in certain scenarios:
– **Personal transactions** – No fee is charged for personal sending money to friends and family with PayPal funding Facebook Pay.
– **Goods and services payments** – PayPal charges a fee for receiving payments for goods and services. The fee depends on location and currency.
– **International payments** – A currency conversion fee applies if cross border/international payments are made through PayPal.
– **Credit card funding** – A fee can apply for instant card withdrawals if the Facebook Pay payment is funded by credit card through PayPal.
So you may incur some PayPal fees, but Facebook Pay does not directly charge for PayPal funded transactions.
Is it safe to use PayPal with Facebook Pay?
Yes, it is generally safe to link and use your PayPal account with Facebook Pay. Here are some key points on security:
– **Encryption** – PayPal uses encryption technology to protect your account information. Data shared with Facebook Pay is encrypted.
– **No access to full details** – Facebook Pay and Facebook do not have access to your full PayPal account details or transaction history.
– **PayPal protection** – Eligible purchases are covered by PayPal Purchase Protection when using PayPal via Facebook Pay.
– **Additional security** – PayPal may require extra login authentication when using it through Facebook Pay for enhanced security.
– **Limit exposure** – Only link PayPal to Facebook Pay on accounts you fully trust. Avoid accessing it on public or shared devices.
– **Review permissions** – When first linking accounts, review the data permissions requested and only allow what is necessary.
As long as you take security precautions, use strong passwords, and monitor account activity, using PayPal with Facebook Pay can be done safely.
Does using Facebook Pay with PayPal share my data?
Facebook Pay and PayPal have to share some personal and transaction data with each other when you link and use the two services. However, the data sharing is limited to what is required for functionality.
Specifically, here is the type of data shared:
– **Basic personal information** – Name, email address, phone number, and account identifiers required to link the accounts.
– **Payment credentials** – Facebook Pay gains access to your stored PayPal funding sources to enable payment.
– **Transaction details** – Details about each transaction are shared for processing, tracking, and record keeping.
– **Location data** – General location at time of transaction may be shared and used for fraud prevention.
Facebook Pay and PayPal also have access to your basic public profile data on each platform. However, your full profiles, friends lists, browsing history, and other sensitive data are not shared directly.
You can review the data sharing disclosures from Facebook Pay and PayPal to understand exactly what is shared. But rest assured, the services limit data exchange only to what is required for facilitating transactions.
Can I use Facebook Pay and PayPal internationally?
Facebook Pay and PayPal are available internationally, but with some limitations:
– **Facebook Pay** – Works across Facebook apps in 70+ countries for peer-to-peer transactions between individuals. But availability for merchant checkout varies.
– **PayPal** – Accepted by merchants in 200+ markets for sending and receiving money. But sending/receiving from PayPal balance limited in some countries.
– **Currency exchange** – Transactions across currency will incur a foreign transaction fee from PayPal.
– **Regulations** – Some countries restrict digital payments services like Facebook Pay or PayPal. Availability limited in these markets.
– **ID verification** – May need to provide local ID or documentation in some markets to use Facebook Pay or PayPal abroad.
– **Travel usage** – Facebook Pay and PayPal can still be used for some transactions while travelling internationally. But functionality may be limited.
Check the local country availability details before travelling to determine if Facebook Pay and PayPal will fully work at your destination. But the services aim to enable global usage as much as possible.
Can I use Facebook Pay without PayPal?
Yes, Facebook Pay does not require PayPal. If you prefer not to link your PayPal account, Facebook Pay offers other payment methods:
– Debit and credit cards – Can be used directly without a PayPal account.
– Bank account – Link your bank account details to fund payments (where available).
– Mobile carrier billing – Charges your mobile phone bill instead of using a separate payment method.
– Gift cards – Redeemable codes from merchants can fund Facebook payments.
– Facebook Balance – Add funds directly to your Facebook Balance to pay with.
– Cryptocurrency – Facebook plans to eventually support cryptocurrency payments.
So even without PayPal, you can send, receive, and make purchases using Facebook Pay. However, PayPal does add more funding flexibility and convenience.
Can I unlink my PayPal account from Facebook Pay?
Yes, you can disconnect your PayPal account from Facebook Pay by following these steps:
1. Go to your Facebook Pay settings from the App Menu.
2. Click on “Manage Payment Methods”.
3. Locate your PayPal account and click “Remove”.
4. Confirm you want to remove PayPal from Facebook Pay by clicking “Remove” again.
This will revoke access between your Facebook Pay and PayPal. Your accounts will no longer be linked.
You can always re-add your PayPal later if desired through the “Add Payment Method” menu in Facebook Pay settings.
Conclusion
Facebook Pay provides a convenient way to make payments, donations, and purchases directly on Facebook properties. Integrating your PayPal account links your PayPal balance and cards as funding sources.
While the services operate separately, connecting them allows seamless transactions funded by your PayPal account at Facebook checkout. PayPal processes the payments invisibly in the background.
Using PayPal with Facebook Pay combines the ease-of-use of Facebook Pay with the flexibility and perks of PayPal. Just be sure to review security and data sharing policies. When linked responsibly, the services enable quick, simple payments using your PayPal funds.