How do I get Facebook Meta Pay?

Facebook Meta Pay is the new digital wallet from Meta (formerly Facebook) that allows you to send and receive money through Messenger, WhatsApp, and Instagram. With Meta Pay, you can easily split bills, pay friends back, and send money abroad without fees. Getting set up with Meta Pay only takes a few minutes.

What is Facebook Meta Pay?

Meta Pay is a digital wallet that lets you make payments and money transfers through Meta’s apps like Messenger, WhatsApp, and Instagram. It was launched in October 2022 and is currently rolling out in the US.

With Meta Pay, you can:

• Send and receive money to friends and family
• Split bills and expenses
• Pay for products and services
• Donate to causes
• Cash checks
• Store and manage debit/credit cards

Payments made through Meta Pay are processed by Meta Financial Technologies. Your money is stored in an FDIC-insured account with Meta Bank.

Meta Pay utilizes the power of Meta’s messaging apps which billions of people already use. This makes transferring money as easy as sending a message.

How to Sign Up for Meta Pay

Signing up for Meta Pay is free and only takes a few minutes. Here are the steps:

1. Make sure you have the latest version of the Messenger, Instagram, or WhatsApp app installed on your device.
2. Open the app and look for the Meta Pay or payments tab.
3. Tap “Get Started” and then “Create Account”.
4. Enter your name, email address, and phone number.
5. Verify your identity by providing the last 4 digits of your SSN and taking a selfie.
6. Accept the terms of service.
7. Add a debit card to fund your account.

Once your account is set up, you’ll get a unique Meta Pay username that friends can use to send you money. You can also share your QR code to receive payments.

The sign-up process is quick and easy. Meta Pay utilizes your existing Messenger/WhatsApp/Instagram profile so there’s no new account or login to manage.

Sending and Receiving Money

Once linked to your messaging apps, Meta Pay makes sending and receiving money incredibly simple. Here are some examples:

To send money:

• Open an individual or group chat in Messenger, WhatsApp or Instagram.
• Tap the Meta Pay/payments icon.
• Enter the amount you want to send.
• Confirm the username or QR code of who you’re paying.
• Hit send.

To request money:

• Open a chat and tap the payments icon.
• Enter the amount you want to request.
• The other user will get a request notification and can confirm to send you money.

To receive money:

• Friends can find you by your Meta Pay username or QR code.
• When someone sends you money, you’ll get a notification. Tap to accept the payment.
• The money will be added to your Meta Pay balance.

Payments happen instantly. There are no fees or charges to send or receive domestic payments. For cross border payments, inexpensive fees apply.

Splitting Bills and Expenses

Meta Pay makes splitting bills, rent, dinner, and other shared expenses between friends easy.

To split an expense:

• In a group chat, tap the payments icon and enter the total amount to be split.
• Select each person’s name and how much they owe.
• Hit confirm to send each person a request for their portion.

Everyone in the group will get a notification showing exactly how much they owe and to whom. Once they accept, payments are transferred instantly.

No more hassling with Venmo or PayPal when you can easily split expenses through messaging. Meta Pay calculates exactly who owes what.

Paying for Goods/Services

In addition to P2P payments, Meta Pay can be used to pay businesses for goods and services:

• Businesses can sign up for a Meta Pay business account and generate a QR code.
• When checking out in-store or online, you’ll have the option to pay with Meta Pay.
• Open Meta Pay, scan the business’ QR code, and confirm the amount.
• Payment will be immediately transferred from your funding source.

Meta is collaborating with ecommerce platforms like Shopify so businesses can integrate Meta Pay as a payment option.

You’ll also be able to use Meta Pay at point-of-sale by scanning QR codes or NFC terminals in stores. This provides a universal payment option without needing to carry cards.

Donating to Causes

Meta Pay has partnered with GoFundMe, which allows you to easily make donations through your messaging apps.

To donate:

• When a friend shares a GoFundMe fundraiser, open it in chat.
• Tap the Meta Pay icon and select how much you want to donate.
• Confirm to instantly transfer funds to the fundraiser.

Donating to causes you care about is simple with Meta Pay’s integration with GoFundMe. You can start fundraising campaigns and share them easily as well.

Cashing Checks

Meta Pay lets you cash printed checks right from your phone. Here’s how:

1. Open Messenger or WhatsApp and tap the Meta Pay icon.
2. Select “Cash a Check” and enter the check amount.
3. Endorse the back of the check and write “For Mobile Deposit Only”.
4. Use your phone’s camera to capture images of the front and back of the check.
5. Confirm to submit the check.
6. Funds will be made available shortly in your Meta Pay balance.

Cashing physical checks is often a hassle. Meta Pay’s mobile check deposit feature provides an easy way to gain instant access to check funds.

Storing Cards

In addition to bank account payments, you can store debit and credit cards in Meta Pay for easy access:

• Add a card by entering the card number, expiration date, and CVV code.
• Meta Pay encrypts and stores your card info securely.
• Saved cards can be used as a payment method when sending/receiving.
• Manage or remove stored cards anytime in Meta Pay settings.

Storing cards in Meta Pay provides another convenient way to access funds to make P2P payments and pay for goods/services.

Security

Meta Pay utilizes multiple measures to keep your money and data safe:

• Payments are processed by Meta Financial Technologies and funds held at MetaBank, both regulated financial institutions.
• Accounts are FDIC-insured up to $250,000.
• Identity verification required during sign-up.
• PIN code or device biometrics required to access app.
• Payment transactions use encryption and tokenization.
• 24/7 monitoring to detect fraudulent activity.
• No social security number storage.

Meta is committed to utilizing the latest technology and security protocols to provide a safe payments experience. Your finances are well-protected when using Meta Pay.

Customer Support

If you need help with Meta Pay, customer support options include:

• In-app support chat – Chat with a live agent within Meta Pay.
• Help center – Comprehensive FAQs and support articles.
• Call support – Speak to an agent over the phone.
• Email support – Reach out by email for non-urgent inquiries.
• Social media – Message @MetaPay on Facebook or Twitter.

Support is available 24/7 to help with any Meta Pay issues or questions. The goal is to provide helpful, human support when needed.

Conclusion

Meta Pay provides a fast, convenient way to send and receive money across Meta’s messaging platforms. With no fees for peer-to-peer transfers, easy bill splitting, mobile check deposit, and enhanced security, it offers advantages over other payment apps. Signing up is quick and easy to start using Meta Pay’s digital payments and financial services.